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A Full Living Trust Bundle Starting At $499 - Make An Appointment Now To Start The Process

About Us


Since 2006, CaMu Document Services Inc. as a financial fiduciary firm in Los Angeles, CA., we have provided clients with a wide range of services to protect and grow their lives & family. The founders of CaMu Inc., Dr. Rafeek & Mary Mikhail, invest their time to own strong background in the estate planning, living trust & financial sector, and an overall commitment to customer satisfaction. Through CaMu Inc., Dr. Mikhail and his team offer financial products designed to help individuals and families navigate the complexities of estate planning, living trust, guaranteed income for life in retirement age, life insurance, college savings plans, and much more. CaMu Inc. operates on a philosophy that financial advisors have an obligation to secure their clients’ livelihoods and that client education is a powerful tool for protecting family futures & accumulating wealth.

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As one of the leading educators in a living trust, estate planning,  retirement, & savings, CaMu Document Services Inc. bases each client meeting on a philosophy of being real: Real to our passion for making wise decisions, and real to the people we serve, each & every day. Through a line of top-rated financial institutions & our trusted financial professionals, CaMu Document Services Inc. together helps people as they seek to achieve their goals in estate planning, financial, & retirement.

We believe in making a difference with our clients by being real to our commitments & keeping our promises. Clients rely on us today for the education they receive about their financial life & count on us for tomorrow through the plan we designed for their financial future.

First, you need to believe in learning! Then you will be able to make the right decision for yourself & your family.

Dr. Rafeek Mikhail, CEO & Founder

Mrs. Mary Mikhail, CFO & VP

When you are planning a financial future for you and your family, it’s important to find a team you can trust. At CaMu Document Services, our fiduciary advisors are objective and transparent when it comes to devising successful financial and estate planning, and we always hold your best interests in mind. Our approach is to provide personalized services to “guide” our clients while helping them achieve their objectives.

Our mission is to empower and educate you to make confident and informed decisions regarding your estate.

What Is A Living Trust?

A Living Trust is a form of estate planning that allows you to control your assets (your money and property) while you are still alive and have it distributed to the people or organizations you choose at your demise. Living Trusts allow estates to avoid probate, which is a court process that would otherwise have to step in and oversee the distribution of your assets.


A living trust is a document detailing various assets and appoints a representative to handle these assets for the best interests of the trust’s beneficiary. A Living Trust avoids probate.
Choosing an irrevocable or revocable trust depends on what is most important for you to prioritize. A Revocable Trust allows you to be flexible and control the estate, its terms can be modified, amended, or revoked. An Irrevocable Trust is an exact opposite, its terms cannot be modified or terminated without the permission of the grantor or beneficiaries and in very specific unique situations.
Irrevocable Trusts can be beneficial in some cases concerning certain assets.  Larger estates may benefit from an Irrevocable Trust because it may shelter them from estate and gift tax. An Irrevocable Trust can also be a beneficiary of a Life Insurance policy.
Revocable Living Trusts are a simple way to protect your assets and your beneficiaries while avoiding probate and assuring privacy. This means the court does not get involved in the distribution of your assets. If you experience big life changes you have full control of updating your Trust. A Revocable Living Trust allows you to maintain control over your assets.
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